Intentional Workplace Financial Benefits Framework

A framework to help employers translate benefits investments into measurable outcomes for workers and business performance

Commonwealth

Employers invest billions in workplace benefits each year, but too often those investments don’t translate into financial stability for workers or measurable outcomes for employers. Financial stress is showing up at work, with employees losing an average of 7 hours of productivity each week, costing U.S. businesses an estimated $183 billion annually.

This gap isn’t driven by a lack of interest—workers want to prioritize saving for retirement and emergencies. The opportunity is to design benefits that better reflect employees’ real financial needs while strengthening recruitment, retention, and productivity.

Intentional workplace financial benefits offer a path forward.

This resource shows how to design benefits that drive measurable outcomes, align with workforce needs, strengthen existing offerings, and improve engagement through more effective communication.

When designed intentionally, benefits don’t just support employees, they improve business outcomes.

Explore how intentional design can help close the gap between benefits investment and impact.