Blog
Access Commonwealth’s latest thinking, new ideas, and practical insights from our team of innovators, researchers, and business experts.
Designing Financial Solutions for Elder Caregivers
Key Takeaways From Our Benefits for the Future Webinar
Key takeaways from our sponsored webinar on November 20, 2025, as part of Commonwealth’s Benefits for the Future Initiative, “Good for Business: Turning Workplace Benefits into Financial Health Win-Wins” with our partners Bernadette Branosky from JPMorganChase, Ricarda Ganjam from Marriott…
The Overlooked Link Between Student Loan Repayment and Retirement Readiness
Nonprofit Commonwealth recently launched Benefits for the Future. The initiative works with employers to pilot intentional workplace financial benefits that improve financial security for millions of workers. For many workers, every paycheck presents an unwelcome choice: chip away at student…
Supporting Employees with Student Debt
42.5 million people have federal student loan debt in the U.S. with average monthly student loan repayments of $536, up from $503 in 2024. Two key actions have taken place in the U.S. this year that warrant taking another look…
Designing Financial Solutions for Elder Caregivers
Ten thousand people turn 65 every day in the U.S. as Baby Boomers age into retirement and the next chapters of their lives. The Administration for Community Living (ACL) estimates that “someone turning age 65 today has almost a 70%…
Breaking the Savings Paradox
Key takeaways from the Commonwealth sponsored webinar on June 10, 2025, as part of BlackRock’s Emergency Savings Initiative, “The 4-1-1(k): A SECURE 2.0 Provision’s ‘Grand’ Impact on Emergency and Retirement Savings” with Tom Armstrong from Voya Financial 1; Kathleen Kelly…
Promoting Financial Wellness Through 529 Workplace Benefits
This blog is a co-authored piece by Commonwealth and JPMorganChase, reflecting our shared commitment to improving financial security for workers through intentional, intentional evidence-based employer benefits. Here’s a question we’ve asked ourselves recently: Does an employee earning a low- to moderate-income…
Advancing Climate Resilience and Economic Security in the Current Context
The connection between climate resilience and financial security is increasingly evident. In 2024, there were 27 billion-dollar weather/climate disasters in the U.S. Each of these events has rippling effects on households. Extreme weather places additional financial burdens on low- and…
Rethinking Retirement
How often have you heard someone say they’re not saving for retirement because they can’t afford to risk locking up their money for the long term? What if they had more financial flexibility when the unexpected arises? A provision within…
Financial Institutions: Banks and Financial Services Firms’ Role in Addressing Weather Impacts on Worker Financial Security
Four in ten workers who say financial institutions should provide aid report wanting waived fees and loan extensions in an emergency. In the first few months of 2025, the U.S. experienced devastating wildfires, flooding, and tornadoes leading to billions of…
Tax Time Is The Perfect Time To Increase The Financial Well-Being of Your Employees
Each year, employers have an impactful yet underutilized window to steward employees toward improved financial security: Tax time. This tax season, every employee—from the most junior member to your executives—will spend time reviewing their financial situation. Employees who pay taxes…