Workplace benefits are one of the most powerful yet underutilized tools for improving employee financial health. For workers earning low to moderate incomes, these benefits can be the difference between financial stability and financial stress.

Benefits for the Future (BFF) is Commonwealth’s multi-year initiative to change that. With philanthropic support from JPMorganChase, BFF partners with leading employers and benefit providers to research, design, and pilot intentional workplace financial benefits—those that are outcome-focused, responsive to employee needs, and additive to existing offerings, such as retirement and healthcare. 

By aligning employee well-being with business success, BFF shows how intentional benefits create a true win-win: stronger financial security for employees and measurable gains in engagement, retention, and productivity for employers