Blog
Access Commonwealth’s latest thinking, new ideas, and practical insights from our team of innovators, researchers, and business experts.
Designing Financial Solutions for Elder Caregivers
Understanding the Investing Experience of Black, Latinx Women Earning Low and Moderate Incomes
Our new report, “Mapping the Investor Journey: Research and Insights on the Experience of Women Earning Low and Moderate Incomes,” summarizes insights from Commonwealth’s research on the investing ecosystem experiences of investors who are Black and Latinx women who earn…
3 Takeaways from “How Inclusive Product Design Changed Emergency Savings,” Hosted in Partnership with FinTech Sandbox
Recently, BlackRock’s Emergency Savings Initiative, in which Commonwealth played a lead role, announced its first Impact & Learnings Report, highlighting more than $2 billion in new savings and 10 million American workers reached in four years. Key to the success…
How Inclusive Product Design Changed Emergency Savings
Inclusive product design is a crucial lever for improving financial security and opportunity for people traditionally left out of the financial system. In this blog post, we define inclusive financial product design as a process that ensures the needs, wants,…
BlackRock’s Emergency Savings Initiative Impact Report Announced at 2023 Social Innovation Summit
In June 2023, Commonwealth Co-Founder and Executive Director, Timothy Flacke, took part in the annual Social Innovation Summit in Los Angeles. The flagship event brought together top social impact and thought leaders from across the globe for two days of…
Provider Interviews Indicate Opportunity to Build Products Aimed at People Earning Low and Moderate Income
A new brief from Commonwealth, “Perspectives on Emerging Technologies and Inclusive Design: Interviewing Bank and Investing Platform Executives,” contains summary findings from 16 interviews with industry experts and executives at financial service providers. The report’s findings suggest emerging technologies may…
Investors Living on Low to Moderate Incomes Face a Fractured Landscape When It Comes to Investing
There are many wealth-building financial opportunities available to individuals, including options such as work-based retirement to college savings programs to retail investing. Yet historically people of color, specifically Black and Latinx women, have faced many barriers related to resources, access,…
Investor Identity Research Project Gains Momentum With Stash as New Partner
In Project Supported by the Nasdaq Foundation, Commonwealth Collaborates with Popular Investing App Stash to Explore Investor Identity’s Influence on New Investors Commonwealth’s Investor Identity Research Project, funded by the Nasdaq Foundation, continues to build momentum with the addition of…
Landmark Report Highlights the Impact of BlackRock’s Emergency Savings Initiative
Together with Commonwealth, BlackRock’s Emergency Savings Initiative (ESI) published a groundbreaking report, BlackRock’s Emergency Savings Initiative: Impact and Learnings (2019-2022), that highlights ESI’s work researching, piloting, and implementing solutions that increase access to emergency savings for people earning low and…
3 Key Webinar Takeaways: How SECURE 2.0 Could Impact Workplace Emergency Savings and Inclusive Financial Wellness
In December, Congress passed the SECURE 2.0 Act of 2022, which included The Emergency Savings Act. These emergency savings provisions open the door for employers to consider offering new emergency savings solutions to workforces starting in January 2024. Yet, critical…
How SECURE 2.0 Could Impact Workplace Emergency Savings and Inclusive Financial Wellness
To address the implications and opportunities of new legislation for emergency savings, Commonwealth and Employee Benefit News, with support from BlackRock’s Emergency Savings Initiative, are hosting a webinar on May 17 at 2pm ET, How SECURE 2.0 Could Impact Workplace…