With unbanked households experiencing the highest growth rate in prepaid card use, innovation in the prepaid industry has the potential to help financially vulnerable Americans. Commonwealth is collaborating with prepaid card providers to build scalable, creative solutions to engage low to moderate income consumers and encourage the building of financial capability through savings. This report describes Commonwealth's efforts to encourage savings on prepaid cards through emergency framing and spotlights Commonwealth's work with Banking Up in creating the “Rainy Day Reserve” savings pocket.