While high-deductible health plans (HDHPs) may seem like a great value due to lower premiums, they often result in high out-of-pocket costs. Health Savings Accounts (HSAs) offer tax-advantaged savings for health expenses to help get around the drawbacks of an HDHP, but simply having access to an HSA does not mean all of the challenges of an HDHP are eliminated. Download our brief, Designing a High-Deductible Health Plan That Works, to learn more about these challenges and read a case study about how Bend HSA designs features to address them.