This report by Commonwealth and Putnam details the current state of employer investment in employee financial security, including recent efforts by employers and their benefits providers; makes the case for considering worker financial security within ESG frameworks; and highlights best practices for employers and investors to improve their business practices and investments related to employee financial security. Given the prevalence of worker financial insecurity and mounting evidence of its materiality to business outcomes, employers, investors, and workers all stand to benefit from companies acting to support their workers’ financial well-being.