There is an enormous gap in the United States between those who aspire to invest and those participating in capital markets today. Now more than ever—and especially during times of economic uncertainty and market volatility—there’s a pressing need to ensure that the needs and aspirations of investors earning low-to-moderate incomes (LMI) are supported responsibly and with intention.

1 MM New Investors is a national initiative focused on driving meaningful, intentional action across the financial services industry to support aspiring investors with LMI. While capital markets have long been a pathway to building wealth, equitable access remains limited. Through partnerships, research, inclusive product design and messaging recommendations, thoughtful distribution strategies, and an advisory council of committed leaders, we’re ensuring that investment opportunities are created with—and for—people earning LMI, so their needs and aspirations are truly reflected in the solutions available to them.

Closing the Interest vs. Action Gap.

Research shows that a sizable portion of the LMI populations wants to invest but has not started due to systemic barriers.

Our 1MM New Investors initiative is supporting aspiring investors through responsible and intentional supply-side action—serving customers with LMI on their investing journey.

A racial wealth gap exists in all income groups except the bottom quintile.

Brookings

There is also a gender wealth gap for women, and women of color fare worse than white women, with single Black women having the lowest net worth.

Goldman Sachs

Investing Advisory Council

Engaging leaders to inform strategy and action. Our Advisory Council convenes top experts from across industries to provide insights, drive innovation, and bring our vision to life.

Partner With Us

This is the time for innovation. We are pinpointing opportunities for innovators to have a sustainable impact on the income, race, and gender wealth gaps so that wealth can truly be possible for all. We will only succeed if stakeholders across all sectors take part at every step—from ideation, design, testing, through to scale implementation. We are actively engaging with innovators, fintechs, financial services firms, industry experts, employers, and policymakers. Contact our wealth building team or sign up for our newsletter, if you’d like to explore how your organization can join us in the audacious goal to make wealth possible for all.