Each tax season, households making less than $52,000 claim $100 billion in federal tax refunds. For many of America’s low and moderate income households, their tax refund is by far the largest check they receive all year. This windfall provides the perfect opportunity to start or grow an emergency fund, college fund, save for a large purchase or whatever your savings goal is.

Please join us and our friends at America Saves with your best tax-time resources and tips for savers using the hashtag #TaxTimeSavings on Twitter or joining us on the America Saves YouTube channel on Friday, January 11, at 2 p.m. Eastern.

The #TaxTimeSavings tweet chat will feature these questions for discussion: 

• Q1: What are the perks or benefits of saving at tax time?
• Q2: What barriers to saving at tax time might people need to know about?
• Q3: What barriers might filers face if they are a freelancer or gig economy worker?
• Q4: How should someone prepare to save at tax time?
• Q5: What are tips for a volunteer/tax preparer to starting the conversation about saving at tax time?
• Q6: What can taxpayers save their refund for?
• Q7: How can taxpayers get help to file their taxes?
• Q8: Do savings goals and incentives really work during tax time?
• Q9: What are your top #savingstips or creative strategies for #saving at tax time?