Improving millions of Americans’ financial well-being by inspiring innovation and partnerships across employers, the financial services industry, and policymakers
Timothy Flacke is Co-Founder and CEO of Commonwealth, a national nonprofit organization dedicated to helping people build financial security and long-term wealth through innovation and partnerships. For more than two decades, he has worked at the intersection of financial services, workforce strategy, public policy, emerging technology, and workplace benefits to create practical solutions that help millions of Americans save, build resilience, and improve their financial well-being.
Under his leadership, Commonwealth has grown from a startup social venture into a nationally recognized innovation organization that collaborates with leading employers, financial institutions, fintech companies, benefit providers, and policymakers. Commonwealth’s research and groundbreaking insights helped shape public policy, influenced the federal tax code, and contributed to financial products and programs that have enabled millions of households to save billions of dollars.
Timothy is a sought-after keynote speaker, panelist, and moderator who translates complex economic and financial trends into practical, actionable insights for business leaders, policymakers, HR executives, financial institutions, workplace benefit and plan advisors, and innovators.
featured speaking topics
- Who Is Financial AI Being Built For? Designing the biggest technology shift in a generation for everyday workers
- From 530A Accounts to Assets: Turning access into long-term wealth
- From Access to Ownership: Widening the door to capital markets and long-term wealth
- From Benefits to Infrastructure: The employer’s role in financial system change
Speaking Engagement Highlights
- Federal Reserve Board’s Financial Inclusion Conference (Fireside chat with Governor Michael S. Barr)
- Aspen Institute Economic Security Summit
- Clinton Global Initiative Annual Meeting
- AARP/U.S. Chamber of Commerce Events
- Workhuman Live
- FinRegLab Symposium
- United Nations Secretary-General’s Special Advocate for Financial Health Roundtable
- Financial Health Network EMERGE
- Federal Reserve Bank of Boston Conferences
Media and Thought Leadership
- Frequent media commentator and thought leader in Tier 1 outlets, including The Wall Street Journal, USA Today, Harvard Business Review, and MSNOW, on intentional workplace benefits, emergency savings initiatives, emerging financial technology, and economic opportunity.
- Sits on FinRegLab’s Financial AI Advisory Board.
- Recent op-eds and media appearances include
- Rethinking Wealth: A New Blueprint for the Working Majority
- One Way to Help Employees Build Emergency Savings, HBR
- Money Memories, NPR
- Benefits Strengthen Employee Financial Health, HR Morning
- How to Expand Beyond Traditional Financial Benefits, Charter Works
- As Climate Change Impact Workers Employees Have an Opportunity to Act, Benefit News
Education
- Masters in Public Policy – Kennedy School of Government at Harvard University
- Bachelor of Arts in Philosophy – Boston College
BOOKING CONTACT
Michael Henrich
Commonwealth, Executive Speaking Program
mhenrich@buildcommonwealth.org