Infographics

Minneapolis Minimum Wage Hike Resources

The new Minneapolis minimum wage ordinance went into effect on July 1. Learn how to implement this new ordinance with the below tools and resources you can use to boost your business by encouraging your employees’ financial stability. These include: A direct deposit form that enco…

SaveYourRefund 2018

Learn more about the winners and savers from SaveYourRefund 2018.

Six Years of SaveYourRefund

SaveYourRefund (SYR) completed its sixth successful year in 2018. Learn about how it has grown and the impact it has made on tax filers across the country.

SavingsQuest Infographic

Even with access to savings products, consumers still struggle to actually save. Engagement with video games, however, continues to soar. The problem is that saving just isn't fun, and it isn't associated with immediate rewards. We developed a solution that combines savings with the fun and …

Prize-Linked Savings in Credit Unions: 2017

In 2017, Prize-Linked Savings (PLS) products continued to expand and reach more people. All three of the PLS products highlighted in this piece saw growth, from the flagship Save to Win (STW) product to the two new products from 2016, WINcentive Savings Accounts (WSA) from the Minnesota Credit Union…

Commonwealth 2017 Accomplishments

In 2017, we developed new ideas, tested innovative solutions, and worked with partners to improve the lives of financially vulnerable Americans at scale. Here are just a few examples of the work we're proud of from 2017.

Minimum Wage Survey Results

In 2017, Commonwealth conducted a national survey of minimum wage workers. Our goal was to better understand the unique perspectives and financial challenges of those workers. This infographic shows some of what we learned.

Savings Behaviors Among Youth of Color

In the summer of 2015, Commonwealth and the New York City Department of Youth and Community Development (DYCD) piloted a payroll program that used prizes to facilitate positive financial behaviors among 50,000 youth participating in DYCD's Summer Youth Employment Program (SYEP). In the process, …

Five Years of SaveYourRefund

SaveYourRefund (SYR) completed its fifth successful year in 2017. Learn about how it has grown and the impact it has made on tax filers across the country.

SaveYourRefund 2017 Summary

At the end of its fifth year, SaveYourRefund continues to motivate saving at tax time. Learn more about its impact in 2017, and meet some of the winners who were motivated to save.

Prize-Linked Savings in Credit Unions: 2016

In 2016, Prize-Linked Savings (PLS) products expanded rapidly, doubling the number of states with PLS products from 6 to 12. Two new branded products - Lucky Savers (LS) in New York and WINcentive Savings Accounts (WSA) from the Minnesota Credit Union Network - were launched. These new launches and …

Financial Entertainment Infographic

Over the last seven years, we've developed our Financial Entertainment suite of games to cover a variety of financial topics, making financial education more fun and exciting. They've been popular among a wide range of people, and have helped our partners achieve their goals.…

Commonwealth 2016 Accomplishments

In 2016, we developed new ideas, tested innovative solutions, and worked with partners to improve the lives of financially vulnerable Americans at scale.

A History of Prize-Linked Savings

Commonwealth's innovation process has proven effective over the last 15 years in building solutions to help over a million Americans build more than $200MM in savings. As one of Commonwealth's most notable ideas to go through the innovation process, Prize-Linked Savings (PLS) serve…

Four Years of SaveYourRefund

SaveYourRefund (SYR) completed its fourth successful year in 2016. Learn about how it has grown over the past few years, and the impact it has made on tax filers across the country.

SaveYourRefund (SYR) completed its fourth successful year in 2016. Learn about how it has grown and the impact it has made on tax filers across the country.

WINcentive Survey Results

The data in this report is a summary of results from a D2D survey administered to WINcentive account holders by their credit unions. With the WINcentive account opening survey, D2D aims to understand who holds WINcentive accounts, what types of savers they are, and how WINcentive affects their impressions of credit unions. This report provides findings from 227 survey responses.

This report is a summary of results from a Commonwealth survey of WINcentive account holders. The survey aims to understand who holds WINcentive accounts, what types of savers they are, and how WINcentive affects their impressions of credit unions. …

SaveYourRefund 2016

The SaveYourRefund campaign had another successful tax season in 2016. SaveYourRefund, in its 4th year, is a national campaign encouraging savings at tax time, when households making less than $50,000 claim $100 billion in federal tax refunds. The campaign creates a fun and rewarding experience to inspire Americans to use the moment of claiming a refund as an opportunity to save.

The SaveYourRefund campaign had another successful tax season in 2016. SaveYourRefund, in its 4th year, is a national campaign encouraging savings at tax time, when households making less than $50,000 claim $100 billion in federal tax refunds. The campaign creates a fun and rewarding experience to i…

Save to Win 2015

In 2015, Save to Win accountholders in all participating states (MI, CT, VA, NC, WA) saved over $22 million. A total of 6,195 new accounts were opened during the same year, helping the program reach new heights. Since 2009, Save to Win has allowed over 60,000 consumers to open accounts and…

SaveYourRefund 2015

Summary of results and stories from the SaveYourRefund 2015 campaign 

Save to Win 2014

In 2014, Save to Win continued to see success in 4 states, with Michigan and Nebraska finishing their sixth and fourth years, respectively, and North Carolina and Washington each completing their second year. As of 2014, since the program's inception, Save to Win members have collectively saved …